When Is Defense Base Act (DBA) Insurance Required?

Posted on Tuesday June 27, 2023

The Defense Base Act (DBA) is a federal law that protects employees working on military bases or for private contractors performing construction and other services for the United States government. 

This act mandates the provision of a type of workers’ compensation insurance to protect these employees in case of any work-related injury, illness, or death. A question, therefore, arises – When exactly is DBA insurance required? 

This insurance serves as protection for workers who get injured on the job or die while engaging in work overseas under U.S. government contracts.

The War Hazard Compensation Act (WHCA) covers the DBA workforce when workers are injured or die from a war danger. The Department of Labor (DOL) manages DBA and WHCA programs in the U.S.

Let’s go over the key factors that determine when an employer needs to obtain DBA insurance for their employees. The following list will also help you determine your rights when you discuss a DBA claim with a DBA lawyer.

Working on a U.S. Military Base Overseas

If an employee is working at a U.S. military base overseas, the Defense Base Act requires their employer to have DBA insurance. This protection covers both civilian employees of the Department of Defense and contractors working on behalf of the United States government.

Performing Services Related to National Defense or War Efforts

Workers involved in providing services that contribute directly to national defense or war efforts are also eligible for DBA insurance and related settlements. 

Defense workers may be involved in anything from construction, transportation, and logistical support to offering communication services, intelligence gathering, and other essential tasks – all performed under contracts or agreements with the U.S. government.

Public Works Contracts

Employees engaged in public works contracts with a U.S. government agency in foreign countries are also covered under the Defense Base Act. This may involve tasks such as building infrastructure, constructing schools and hospitals, or developing water treatment plants.

Support Services for Military Operations

DBA insurance extends its coverage to employees working for private companies that provide support services related to military operations overseas. These companies may manage maintenance or administrative functions and other non-combat roles that assist military forces in the U.S.

Foreign Welfare Programs

Workers contracted by the U.S. government for foreign aid projects under welfare programs also fall under DBA insurance protection. These programs may include humanitarian relief efforts, disaster response management support, education, and medical services.

It is critical for employers to be aware of their responsibilities and obligations under the Defense Base Act insurance requirements. Failure to obtain the necessary insurance may result in stiff fines, penalties, and potential lawsuits. 

By understanding when DBA insurance is required, employers can ensure the safety and well-being of their workforce while fulfilling their legal obligations and requirements.

Contact a DBA Claims Lawyer with Your Questions Now

Do you have a DBA insurance inquiry? Do you need someone to negotiate a claim? If so, contact Mara Law Firm for further information today.