WHAT IS A DBA
INSURANCE
IN THE U.S.?

At the Mara Law Firm we are proud to fight for the rights of workers who are injured in Iraq, Afghanistan or anywhere overseas while covered by the Defense Base Act.
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NATIONWIDE What is DBA Insurance in The U.S.?

Most workers in the United States who get injured or are killed in work-related accidents are protected under state workers’ compensation laws, which provide benefits to these workers if they need medical care and are unable to work because of their injuries. However, this law only applies to workers in the U.S. and is not available in all work-related accidents. To address one specific situation that is not covered under domestic workers’ compensation laws, Congress passed the Defense Base Act or DBA.

If you believe you should be covered under DBA insurance and need benefits, reach out to an experienced DBA attorney for help.

Who is Covered Under DBA Insurance?

DBA insurance is available to any worker or employee, whether they are U.S. citizens, lawful permanent residents, or foreigners, who meet the following criteria:

  1. Is a subcontractor 
  2. Works under a contract with a U.S. government agency in areas such as construction, the service industry, and others connected with national defense or in relation to war outside the U.S.
  3. Works as a civilian for a private contractor providing services to U.S. military bases both within and outside the United States and in any U.S military operations within the United States or its territories and in foreign lands
  4. Works under contract on overseas assignments approved and funded by the U.S. government under the USAID Foreign Assistance Act
  5. Works for a private company employer providing humanitarian or similar services for the Armed Forces outside the United States

Defense Base Act Insurance Benefits

The DBA insurance provides many benefits, including the following:

  • Worker benefits mandated under the law and payable to workers, their dependents, or medical providers when the covered employee suffers work-related injuries or death
  • These statutory benefits are paid to eligible beneficiaries regardless of an employer’s fault or responsibility for the injury
  • Protection of an employer against liability for lawsuits brought against them from victims of work-related injury or illness, including negligence claims

What Does The Defense Base Act Cover?

The DBA insurance covers a variety of situations involving workers who have been injured or killed while working on a government contract. Some of the things covered include the following::

  1. Medical: Anyone working as a government contractor that gets injured on the job is entitled to seek and receive medical treatment by a doctor of their choice or as the injury may require.
  2. Burial Benefits: If an employee or worker is killed at work, then their loved ones are entitled to seek and obtain money to cover burial costs burial benefits 
  3. Lost Wages and Income: An employee or worker who is severely injured or killed while at work is entitled to a portion of their wages.
  • Disability Benefits: If the person injured is disabled and unable to work, they can obtain compensation for total disability amounting to two-thirds (2/3) of the individual’s average weekly earnings. If circumstances warrant, the disability benefits can be paid out for the individual’s life. It is also possible for the injured person to receive partial loss of earnings.
  • Death Benefits: If the employee or worker is killed on the job, their surviving spouse or one child can obtain half of that individual’s earnings or to one child. No death benefits are paid if there are no dependents.

Contact The Mara Law Firm about Your DBA Claim

Contact us todayDefense Base Act Attorney David Mara to schedule a free confidential consultation with our Defense Base Act Lawyers. Our dedicated staff will provide you with the attention and consideration that you deserve in your time of need. Our Defense Base Act attorneys at the Mara Law Firm will devote ourselves to protecting your interests and obtaining the maximum benefits that your case merits.

 

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    • I remember screaming at a dear friend of mine saying, “WHY WON’T THE INSURANCE COVER MY TREATMENT!” He said, “…because they know if they do it will increase your settlement.” I said, “WHAT SETTLEMENT! I JUST WANT TO GET TREATMENT! I DIDN’T ASK FOR A SETTLEMENT!” Somewhere I found out that for some insurance companies they are more concerned with protecting their money. This means you are thinking about treatment and getting better while they are thinking about money. Get someone that is on your side that will fight for you. They fought for me…and won.

      Mara Law Firm ClientSan Francisco

    • He represented myself and many old CO-workers. They were very professional & I’d recommend them to anyone. Great Lawyers for the forgotten working man.

      ScottSan Francisco

    • I would definitely recommend David and really appreciated all the hard work he contributed. David really went the extra mile to help his customers. We were very happy and satisfied with his services. Thank you David!

      Mara Law Firm ClientSan Francisco

    • Mr. Mara was a pleasure to work with. He kept me in the loop. Can’t say enough how good it feels to have someone fighting for you, giving you a voice.

      AlbertSan Francisco

    • I was blown away by the results my case got. It far exceeded my expectations. Not only do you get someone who is a great professional; but he will fight for what you deserve. I was uncertain in the beginning; now I’m a believer. Mr. Mara is also personable. Lisa his paralegal was tremendous throughout the whole process. She would keep me updated on the whole process. Don’t cheat yourself by using anyone else; you will be taken care of the right way if you choose Dave

      Jerome HarrisSan Francisco

    • Mr. Mara and his firm helped me file a claim for death benefits on behalf of my late husband. I was very pleased with his knowledge, research, and representation regarding my DBA claim for death benefits. I would absolutely recommend him and its associates to my friends, family, and others needing an attorney who specializes in employment, personal injury, and death benefits. Mr. Mara was very compassionate, timely, and responsive to my family’s needs. I can’t thank him enough.

      Sally A ChandSan Francisco

    • Dave Mara  did an outstanding job on my DBA case. Dave I personally want to thank you for guiding me in the right direction and having a successful case outcome. God bless you for all the effort you put into my DBA case. Words can’t describe how thankful I am. Thank you for helping injured over seas contractors.

      Jim Joned San Francisco

    • Mr. Mara and his staff were very professional and I would highly recommend Mr. Mara. Mr. Mara had my best interests in settling my case and I am very appreciative of all he and his staff did for me. If I ever needed help or had simple questions, Mr. Mara and his staff were always available to take my calls and help me. Highly recommend this firm!

      DebSan Francisco

    • Dave Mara  comes with a very high recommendation. He took a workmans compensation case for me and really handled it well. It was an unclear case, and a new issue that the WC most likely had never seen. He kept me up to date with the long confusing process and was very understanding and sympathetic to my plight( I was the victim of a violent crime). Dave has no big lawyer shenanigans and dramatic posing, he is a down to earth, fair , honest hard working lawyer who really does not seem like an an attorney at all. I recommend anyone in the SD area to consult with Dave it was a painless process.

      Linda DSan Francisco

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