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Private defense contractors work hard for the United States in overseas posts. These jobs can come with a certain degree of risk – especially the risk of job-related injuries and medical conditions. Traditional workers’ compensation coverage does not apply in these scenarios, so the Defense Base Act (DBA) was passed to ensure that overseas contractors and employees have financial support in the event of an injury.

If you sustained a work-related injury or illness while working as a contractor overseas, you will need to file a DBA claim to seek benefits to cover your medical expenses and other losses. However, the claim process is rarely easy, and many people are denied the benefits they need. It is always wise to seek help from a DBA attorney if you need to file a claim, and the following are only some examples of common mistakes people might make when they handle claims on their own.

Failing to Report Income Accurately

You will need to report your income as part of your claim, which means ALL of your income. The higher your total income, the more compensation you might be eligible to receive. Consider all sources of income and ensure you have proof, including:

  1. Salary
  2. Bonuses
  3. Incentives
  4. Per diems
  5. Stipends
  6. Paid housing and medical
  7. Reimbursement of expenses

Releasing Your Full Medical Record

The DBA insurance company will almost certainly request permission to access your medical records. This might make sense, considering they are evaluating your injuries, though there is no reason the company should be able to access your entire medical history. Many people inadvertently fail to limit access to medical information, which can cause problems with the overall claim.

Talking to the Insurance Adjuster

When you report a work-related injury, you can expect a call from an adjuster representing the insurance company. The adjuster will likely ask you to answer some questions and give a statement while they record the conversation. Many people do not realize that they are not required to do so – and that speaking with the adjuster can be a mistake. It is easy to say something that can be misconstrued and used to limit your benefits. Always have an experienced attorney handle communication with adjusters on your behalf.

Not Consulting with an Attorney

You might think the claim process seems simple. After all, you know you were injured on the job, and you should expect the insurance company to pay benefits as the DBA requires. However, as said, claims usually do not go as planned. Insurance adjusters will challenge your claim and try to minimize your benefits, knowing that most injured people will accept what they are offered. You do not have to accept benefits or a settlement that is far too low – instead, seek help from an experienced DBA lawyer.

Learn How a DBA Attorney Can Help with Your Claim

After an injury while working overseas, a DBA attorney at the Mara Law Firm is here to help. Call (619) 234-2833 or contact us online for an evaluation of your rights today.

  • I remember screaming at a dear friend of mine saying, “WHY WON’T THE INSURANCE COVER MY TREATMENT!” He said, “…because they know if they do it will increase your settlement.” I said, “WHAT SETTLEMENT! I JUST WANT TO GET TREATMENT! I DIDN’T ASK FOR A SETTLEMENT!” Somewhere I found out that for some insurance companies they are more concerned with protecting their money. This means you are thinking about treatment and getting better while they are thinking about money. Get someone that is on your side that will fight for you. They fought for me…and won.

    Mara Law Firm ClientSan Francisco

  • He represented myself and many old CO-workers. They were very professional & I’d recommend them to anyone. Great Lawyers for the forgotten working man.

    ScottSan Francisco

  • I would definitely recommend David and really appreciated all the hard work he contributed. David really went the extra mile to help his customers. We were very happy and satisfied with his services. Thank you David!

    Mara Law Firm ClientSan Francisco

  • Mr. Mara was a pleasure to work with. He kept me in the loop. Can’t say enough how good it feels to have someone fighting for you, giving you a voice.

    AlbertSan Francisco

  • I was blown away by the results my case got. It far exceeded my expectations. Not only do you get someone who is a great professional; but he will fight for what you deserve. I was uncertain in the beginning; now I’m a believer. Mr. Mara is also personable. Lisa his paralegal was tremendous throughout the whole process. She would keep me updated on the whole process. Don’t cheat yourself by using anyone else; you will be taken care of the right way if you choose Dave

    Jerome HarrisSan Francisco

  • Mr. Mara and his firm helped me file a claim for death benefits on behalf of my late husband. I was very pleased with his knowledge, research, and representation regarding my DBA claim for death benefits. I would absolutely recommend him and its associates to my friends, family, and others needing an attorney who specializes in employment, personal injury, and death benefits. Mr. Mara was very compassionate, timely, and responsive to my family’s needs. I can’t thank him enough.

    Sally A ChandSan Francisco

  • Dave Mara  did an outstanding job on my DBA case. Dave I personally want to thank you for guiding me in the right direction and having a successful case outcome. God bless you for all the effort you put into my DBA case. Words can’t describe how thankful I am. Thank you for helping injured over seas contractors.

    Jim Joned San Francisco

  • Mr. Mara and his staff were very professional and I would highly recommend Mr. Mara. Mr. Mara had my best interests in settling my case and I am very appreciative of all he and his staff did for me. If I ever needed help or had simple questions, Mr. Mara and his staff were always available to take my calls and help me. Highly recommend this firm!

    DebSan Francisco

  • Dave Mara  comes with a very high recommendation. He took a workmans compensation case for me and really handled it well. It was an unclear case, and a new issue that the WC most likely had never seen. He kept me up to date with the long confusing process and was very understanding and sympathetic to my plight( I was the victim of a violent crime). Dave has no big lawyer shenanigans and dramatic posing, he is a down to earth, fair , honest hard working lawyer who really does not seem like an an attorney at all. I recommend anyone in the SD area to consult with Dave it was a painless process.

    Linda DSan Francisco

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