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Many DBA claims must go through settlement negotiations to ensure you receive the benefits you deserve. The process is different for everyone, and a DBA lawyer can advise on what to expect for your settlement negotiations. 

When you file a claim with your employer’s insurance under the Defense Base Act (DBA), you might expect to receive benefits for medical care and lost wages easily and without much of an issue. However, many people learn that the insurance company plans to pay them much less than they deserve. This is especially true in cases involving lump-sum settlements for serious or lasting injuries. 

DBA insurance companies know how to minimize settlements so they can maximize their profits. These companies take advantage of unrepresented claimants, who often unknowingly accept settlement offers that are far too low. It is important to seek help and representation from DBA lawyers who can stand up for your rights in settlement negotiations. 

Settlement Negotiations

In order to receive benefits, you must file a claim with the proper information and proof of your job-related injuries. This is best accomplished with the help of DBA lawyers who understand how to present the strongest claim, especially if you are expecting a lump sum for permanent injuries. 

No matter how strong your evidence and claim might be, however, you can expect the insurer to offer a settlement that is less than you deserve. This might be due to the company undervaluing the severity of your future injury-related effects and costs, or the company might just be lowballing in hopes that you’ll accept it. 

Too many people accept inadequate offers because they believe it is their only option or they don’t know how to negotiate with the insurance company. However, once you accept an offer, you cannot go back and request more. It’s critical to have the right lawyer reviewing all offers and negotiating if needed before you accept anything. 

An attorney will be able to answer the following questions and more:

  • How much should you ask more?
  • What settlement offer is sufficient or insufficient?
  • Will a specific offer cover your future losses?
  • How do you reach an agreeable settlement with the insurer?
  • What are the possible benefits available for PTSD or other non-physical complications?

Calculating the benefits you need is the first step, and many people underestimate their future costs, resulting in much less money than they should receive. The insurance company is not going to argue with you if you request too little. Start with the strongest calculation by a skilled attorney. 

Then, your attorney can:

  • Identify when a settlement offer is inadequate
  • Present any additional evidence needed to prove full benefits for you
  • Understand insurance tactics and stand up for your rights in all communications or negotiations

Hopefully, through lawyer-guided settlement negotiations, you can move forward with the DBA benefits you need. 

Let Our Experienced DBA Lawyers Help You

When you need to negotiate a claim, you want the help of the DBA lawyers at the Mara Law Firm. Call (619) 234-2833 or contact us online to set up a free case evaluation and learn about the many ways we can help you get the benefits you need. 

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  • I remember screaming at a dear friend of mine saying, “WHY WON’T THE INSURANCE COVER MY TREATMENT!” He said, “…because they know if they do it will increase your settlement.” I said, “WHAT SETTLEMENT! I JUST WANT TO GET TREATMENT! I DIDN’T ASK FOR A SETTLEMENT!” Somewhere I found out that for some insurance companies they are more concerned with protecting their money. This means you are thinking about treatment and getting better while they are thinking about money. Get someone that is on your side that will fight for you. They fought for me…and won.

    Mara Law Firm ClientSan Francisco

  • He represented myself and many old CO-workers. They were very professional & I’d recommend them to anyone. Great Lawyers for the forgotten working man.

    ScottSan Francisco

  • I would definitely recommend David and really appreciated all the hard work he contributed. David really went the extra mile to help his customers. We were very happy and satisfied with his services. Thank you David!

    Mara Law Firm ClientSan Francisco

  • Mr. Mara was a pleasure to work with. He kept me in the loop. Can’t say enough how good it feels to have someone fighting for you, giving you a voice.

    AlbertSan Francisco

  • I was blown away by the results my case got. It far exceeded my expectations. Not only do you get someone who is a great professional; but he will fight for what you deserve. I was uncertain in the beginning; now I’m a believer. Mr. Mara is also personable. Lisa his paralegal was tremendous throughout the whole process. She would keep me updated on the whole process. Don’t cheat yourself by using anyone else; you will be taken care of the right way if you choose Dave

    Jerome HarrisSan Francisco

  • Mr. Mara and his firm helped me file a claim for death benefits on behalf of my late husband. I was very pleased with his knowledge, research, and representation regarding my DBA claim for death benefits. I would absolutely recommend him and its associates to my friends, family, and others needing an attorney who specializes in employment, personal injury, and death benefits. Mr. Mara was very compassionate, timely, and responsive to my family’s needs. I can’t thank him enough.

    Sally A ChandSan Francisco

  • Dave Mara  did an outstanding job on my DBA case. Dave I personally want to thank you for guiding me in the right direction and having a successful case outcome. God bless you for all the effort you put into my DBA case. Words can’t describe how thankful I am. Thank you for helping injured over seas contractors.

    Jim Joned San Francisco

  • Mr. Mara and his staff were very professional and I would highly recommend Mr. Mara. Mr. Mara had my best interests in settling my case and I am very appreciative of all he and his staff did for me. If I ever needed help or had simple questions, Mr. Mara and his staff were always available to take my calls and help me. Highly recommend this firm!

    DebSan Francisco

  • Dave Mara  comes with a very high recommendation. He took a workmans compensation case for me and really handled it well. It was an unclear case, and a new issue that the WC most likely had never seen. He kept me up to date with the long confusing process and was very understanding and sympathetic to my plight( I was the victim of a violent crime). Dave has no big lawyer shenanigans and dramatic posing, he is a down to earth, fair , honest hard working lawyer who really does not seem like an an attorney at all. I recommend anyone in the SD area to consult with Dave it was a painless process.

    Linda DSan Francisco

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