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If you are injured working as a defense contractor on foreign soil, you should be entitled to benefits under the Defense Base Act. These claims can be complicated, however, and insurance companies can present many obstacles to receiving payment. 

When you go to work overseas as a defense contractor, you might be nervous about the many risks of injuries you might face. A job-related injury or illness can require costly medical treatment and might sideline you from work, causing you to lose income for some time. Fortunately, the Defense Base Act (DBA) provides benefits for contractors working for the United States in foreign countries, similar to workers’ compensation benefits for domestic workers. 

While DBA benefits can make all the difference during your injury or illness recovery, the insurance companies handling claims do not always make it simple to obtain the benefits you need. It is important to have the help of DBA attorneys, as you might face obstacles during your claim that should be addressed by a legal professional. 

Challenges to Your Claim

Insurance companies are supposed to pay out on valid claims, and you might expect them to do so. However, you should remember that insurance companies are businesses first, and the less they pay on claims, the greater their profits will be. This includes limiting benefits paid on Defense Base Act claims. 

Insurance companies have many tactics they use to present obstacles to DBA claimants in hopes of limiting payouts. These can include:

Challenging the cause of your injury – In order for you to be eligible for DBA benefits, your injury must have stemmed from your job duties or work environment. Insurance companies often question whether your injuries happened from your stated work-related cause or from another accident that happened off-the-job in order to deny your claim.

Challenging the severity of your injury – DBA benefits cover your medical expenses and lost wages if your injury caused you to miss work. However, insurance companies will only cover treatment and lost wages deemed necessary for your recovery. If an insurer claims that your injuries are not as serious as you state, and that you do not need all of the treatment or time of work you are claiming, they are trying to limit your coverage. 

Causing unnecessary delays – In some situations, insurance companies will request additional (often, excessive) documentation or might otherwise cause delays in resolving your claim and awarding benefits. The longer you have to wait, the more likely you might be to accept a settlement or benefits that are less than you deserve.

The good news is that skilled DBA lawyers know how to combat all the tactics of insurance companies to ensure you receive all of the payments you deserve under the law. 

Contact Our DBA Attorneys for Assistance Today

Many DBA claimants come up against roadblocks, delays, and obstacles before their claims are resolved favorably. The DBA attorneys at Mara Law Firm handle the claim process for clients from start to finish, always fighting for maximum benefits in each case. Call (619) 234-2833 or contact us online for a free consultation and case evaluation. 

  • I remember screaming at a dear friend of mine saying, “WHY WON’T THE INSURANCE COVER MY TREATMENT!” He said, “…because they know if they do it will increase your settlement.” I said, “WHAT SETTLEMENT! I JUST WANT TO GET TREATMENT! I DIDN’T ASK FOR A SETTLEMENT!” Somewhere I found out that for some insurance companies they are more concerned with protecting their money. This means you are thinking about treatment and getting better while they are thinking about money. Get someone that is on your side that will fight for you. They fought for me…and won.

    Mara Law Firm ClientSan Francisco

  • He represented myself and many old CO-workers. They were very professional & I’d recommend them to anyone. Great Lawyers for the forgotten working man.

    ScottSan Francisco

  • I would definitely recommend David and really appreciated all the hard work he contributed. David really went the extra mile to help his customers. We were very happy and satisfied with his services. Thank you David!

    Mara Law Firm ClientSan Francisco

  • Mr. Mara was a pleasure to work with. He kept me in the loop. Can’t say enough how good it feels to have someone fighting for you, giving you a voice.

    AlbertSan Francisco

  • I was blown away by the results my case got. It far exceeded my expectations. Not only do you get someone who is a great professional; but he will fight for what you deserve. I was uncertain in the beginning; now I’m a believer. Mr. Mara is also personable. Lisa his paralegal was tremendous throughout the whole process. She would keep me updated on the whole process. Don’t cheat yourself by using anyone else; you will be taken care of the right way if you choose Dave

    Jerome HarrisSan Francisco

  • Mr. Mara and his firm helped me file a claim for death benefits on behalf of my late husband. I was very pleased with his knowledge, research, and representation regarding my DBA claim for death benefits. I would absolutely recommend him and its associates to my friends, family, and others needing an attorney who specializes in employment, personal injury, and death benefits. Mr. Mara was very compassionate, timely, and responsive to my family’s needs. I can’t thank him enough.

    Sally A ChandSan Francisco

  • Dave Mara  did an outstanding job on my DBA case. Dave I personally want to thank you for guiding me in the right direction and having a successful case outcome. God bless you for all the effort you put into my DBA case. Words can’t describe how thankful I am. Thank you for helping injured over seas contractors.

    Jim Joned San Francisco

  • Mr. Mara and his staff were very professional and I would highly recommend Mr. Mara. Mr. Mara had my best interests in settling my case and I am very appreciative of all he and his staff did for me. If I ever needed help or had simple questions, Mr. Mara and his staff were always available to take my calls and help me. Highly recommend this firm!

    DebSan Francisco

  • Dave Mara  comes with a very high recommendation. He took a workmans compensation case for me and really handled it well. It was an unclear case, and a new issue that the WC most likely had never seen. He kept me up to date with the long confusing process and was very understanding and sympathetic to my plight( I was the victim of a violent crime). Dave has no big lawyer shenanigans and dramatic posing, he is a down to earth, fair , honest hard working lawyer who really does not seem like an an attorney at all. I recommend anyone in the SD area to consult with Dave it was a painless process.

    Linda DSan Francisco

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