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The Defense Base Act exists to provide benefits for contractors injured while working for the United States defense overseas. These are important jobs with many risks, and it is critical that defense contractors receive coverage for their medical expenses and lost income that stems for their injuries. Unfortunately, many people have their valid claims for DBA benefits denied, and they might be unsure how to proceed. It is important to speak with an experienced DBA attorney as soon as possible if you receive a claim denial. 

Why was Your Claim Denied?

The first order of business needs to be determining the reason for your claim denial, which should be provided by the DBA insurer. The following are some common reasons for denials of DBA claims:

  • The insurer does not think the injury was work-related – Many insurers will try to claim that you were injured away from work, which would disqualify you for DBA benefits. You might need to provide additional evidence that you were injured on the job.


  • The insurer claims you did not need the medical attention you received – If the insurer believes your injury was superficial and did not need the medical treatment you received, they might refuse to cover the costs of the treatment.
  • The insurer believes you did not need to miss work – Sometimes, an insurer will refuse to cover lost wages because they do not think your injury required you to take time off work. 


Once we determine the exact reasons why your claim was denied, we can begin building a case for an appeal of the denial. This can include additional evidence of the events that led to your injuries, as well as treatment recommendations.

If Your Benefits Ended Too Soon

Some people have their initial claim granted but then, their benefits are suddenly cut off by the insurer. The DBA insurance company might assume you should be ready to go back to work or that you should not need any additional medical treatment. In this situation, your continuing benefits are imperative to ensure you recover fully from your injuries. Our law firm can appeal the decision to reduce or terminate your benefits so you can finish your recovery. 

No matter what concerns you have about a DBA claim or benefits, the right lawyer can evaluate your options. It is important to have legal representation in order to best protect your rights to benefits, medical care, and rest while your injuries heal. 

Contact our Experienced DBA Attorneys Right Away

After an injury while working as a defense contractor, getting the benefits you need to cover your medical bills and financial losses is key to your future. If your claim is denied, know that you have options and a skilled DBA claims attorney can help you appeal the denial. The same is true if your benefits end too early. At Mara Law Firm, we fight for the rights of injured workers and we handle complicated cases. Call (619) 234-2833 or contact us online to discuss how we can help you. 

  • I remember screaming at a dear friend of mine saying, “WHY WON’T THE INSURANCE COVER MY TREATMENT!” He said, “…because they know if they do it will increase your settlement.” I said, “WHAT SETTLEMENT! I JUST WANT TO GET TREATMENT! I DIDN’T ASK FOR A SETTLEMENT!” Somewhere I found out that for some insurance companies they are more concerned with protecting their money. This means you are thinking about treatment and getting better while they are thinking about money. Get someone that is on your side that will fight for you. They fought for me…and won.

    Mara Law Firm ClientSan Francisco

  • He represented myself and many old CO-workers. They were very professional & I’d recommend them to anyone. Great Lawyers for the forgotten working man.

    ScottSan Francisco

  • I would definitely recommend David and really appreciated all the hard work he contributed. David really went the extra mile to help his customers. We were very happy and satisfied with his services. Thank you David!

    Mara Law Firm ClientSan Francisco

  • Mr. Mara was a pleasure to work with. He kept me in the loop. Can’t say enough how good it feels to have someone fighting for you, giving you a voice.

    AlbertSan Francisco

  • I was blown away by the results my case got. It far exceeded my expectations. Not only do you get someone who is a great professional; but he will fight for what you deserve. I was uncertain in the beginning; now I’m a believer. Mr. Mara is also personable. Lisa his paralegal was tremendous throughout the whole process. She would keep me updated on the whole process. Don’t cheat yourself by using anyone else; you will be taken care of the right way if you choose Dave

    Jerome HarrisSan Francisco

  • Mr. Mara and his firm helped me file a claim for death benefits on behalf of my late husband. I was very pleased with his knowledge, research, and representation regarding my DBA claim for death benefits. I would absolutely recommend him and its associates to my friends, family, and others needing an attorney who specializes in employment, personal injury, and death benefits. Mr. Mara was very compassionate, timely, and responsive to my family’s needs. I can’t thank him enough.

    Sally A ChandSan Francisco

  • Dave Mara  did an outstanding job on my DBA case. Dave I personally want to thank you for guiding me in the right direction and having a successful case outcome. God bless you for all the effort you put into my DBA case. Words can’t describe how thankful I am. Thank you for helping injured over seas contractors.

    Jim Joned San Francisco

  • Mr. Mara and his staff were very professional and I would highly recommend Mr. Mara. Mr. Mara had my best interests in settling my case and I am very appreciative of all he and his staff did for me. If I ever needed help or had simple questions, Mr. Mara and his staff were always available to take my calls and help me. Highly recommend this firm!

    DebSan Francisco

  • Dave Mara  comes with a very high recommendation. He took a workmans compensation case for me and really handled it well. It was an unclear case, and a new issue that the WC most likely had never seen. He kept me up to date with the long confusing process and was very understanding and sympathetic to my plight( I was the victim of a violent crime). Dave has no big lawyer shenanigans and dramatic posing, he is a down to earth, fair , honest hard working lawyer who really does not seem like an an attorney at all. I recommend anyone in the SD area to consult with Dave it was a painless process.

    Linda DSan Francisco

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