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Too many injured defense contractors make common mistakes when filing a claim under the Defense Base Act (DBA). Do not risk losing benefits you deserve – instead, seek assistance from an experienced DBA attorney right away. 

Many private contractors sustain various injuries while working for the United States defense overseas. The primary source of compensation following this type of on-the-job injury comes from the Defense Base Act (DBA), which provides benefits similar to workers’ compensation for domestic workers. 

Too many people make errors during the DBA claim process that results in lower benefits than they truly deserve – or no benefits at all. Always seek help from experienced DBA attorneys if you need to file a claim. Below are some examples of mistakes to avoid while filing a DBA claim. 

Saying Too Much to Insurance Adjusters

Not long after you report your work-related injury, you can expect an insurance adjuster to contact you. They will likely ask you for a recorded statement, and they might say that this is a normal step of the process. However, giving a recorded statement is not required for your claim, nor is it recommended. 

It is far too simple to say something that makes the insurer question the severity of your injuries or the cause of your injuries. Adjusters can take even a simple statement (that you would hardly even consider) and twist it around to limit your benefits. Politely decline to provide a statement, and then let an experienced DBA attorney handle the rest of your insurance communications.

Giving the Insurer Access to All of Your Medical Records

The insurance company will request to access medical records, and you will certainly need to provide records relating to your work injuries. However, giving them access to your full medical history can work against you and is rarely necessary. Provide access to relevant records and maintain your health information privacy when it comes to past unrelated medical files. 

Not Having Accurate Income Information

Your DBA benefits for lost wages will depend on your usual income, so it is important to make sure that you accurately report all of your earnings. This includes:

  1. Regular salary or wages
  2. Bonuses
  3. Incentives
  4. Stipends
  5. Paid housing
  6. Paid medical
  7. Reimbursed expenses
  8. Per diems
  9. Overtime

If you underreport your income, you might qualify for fewer wage replacement benefits than you otherwise would. You want to make sure that your DBA claim covers the maximum amount of wages you lost due to your injuries. 

Not Hiring a DBA Attorney

Because the law protects workers injured while working as private defense contractors overseas, you might assume that your claim will resolve fairly easily. However, insurance companies will still try to limit your benefits to increase their own profits. Having an experienced lawyer who regularly handles DBA claims can increase your chances of receiving the maximum benefits that you deserve. Having legal representation gives you leverage and helps to avoid making common errors that can jeopardize your benefits. 

Learn How Our DBA Attorneys Can Help

At Mara Law Firm, our attorneys know how to help injured workers with the DBA claim process. Call (619) 234-2833 or contact us online to discuss what caused your injuries and your rights.

  • I remember screaming at a dear friend of mine saying, “WHY WON’T THE INSURANCE COVER MY TREATMENT!” He said, “…because they know if they do it will increase your settlement.” I said, “WHAT SETTLEMENT! I JUST WANT TO GET TREATMENT! I DIDN’T ASK FOR A SETTLEMENT!” Somewhere I found out that for some insurance companies they are more concerned with protecting their money. This means you are thinking about treatment and getting better while they are thinking about money. Get someone that is on your side that will fight for you. They fought for me…and won.

    Mara Law Firm ClientSan Francisco

  • He represented myself and many old CO-workers. They were very professional & I’d recommend them to anyone. Great Lawyers for the forgotten working man.

    ScottSan Francisco

  • I would definitely recommend David and really appreciated all the hard work he contributed. David really went the extra mile to help his customers. We were very happy and satisfied with his services. Thank you David!

    Mara Law Firm ClientSan Francisco

  • Mr. Mara was a pleasure to work with. He kept me in the loop. Can’t say enough how good it feels to have someone fighting for you, giving you a voice.

    AlbertSan Francisco

  • I was blown away by the results my case got. It far exceeded my expectations. Not only do you get someone who is a great professional; but he will fight for what you deserve. I was uncertain in the beginning; now I’m a believer. Mr. Mara is also personable. Lisa his paralegal was tremendous throughout the whole process. She would keep me updated on the whole process. Don’t cheat yourself by using anyone else; you will be taken care of the right way if you choose Dave

    Jerome HarrisSan Francisco

  • Mr. Mara and his firm helped me file a claim for death benefits on behalf of my late husband. I was very pleased with his knowledge, research, and representation regarding my DBA claim for death benefits. I would absolutely recommend him and its associates to my friends, family, and others needing an attorney who specializes in employment, personal injury, and death benefits. Mr. Mara was very compassionate, timely, and responsive to my family’s needs. I can’t thank him enough.

    Sally A ChandSan Francisco

  • Dave Mara  did an outstanding job on my DBA case. Dave I personally want to thank you for guiding me in the right direction and having a successful case outcome. God bless you for all the effort you put into my DBA case. Words can’t describe how thankful I am. Thank you for helping injured over seas contractors.

    Jim Joned San Francisco

  • Mr. Mara and his staff were very professional and I would highly recommend Mr. Mara. Mr. Mara had my best interests in settling my case and I am very appreciative of all he and his staff did for me. If I ever needed help or had simple questions, Mr. Mara and his staff were always available to take my calls and help me. Highly recommend this firm!

    DebSan Francisco

  • Dave Mara  comes with a very high recommendation. He took a workmans compensation case for me and really handled it well. It was an unclear case, and a new issue that the WC most likely had never seen. He kept me up to date with the long confusing process and was very understanding and sympathetic to my plight( I was the victim of a violent crime). Dave has no big lawyer shenanigans and dramatic posing, he is a down to earth, fair , honest hard working lawyer who really does not seem like an an attorney at all. I recommend anyone in the SD area to consult with Dave it was a painless process.

    Linda DSan Francisco

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