CAN YOU HANDLE
YOUR OWN DBA
INSURANCE CLAIM?

At the Mara Law Firm we are proud to fight for the rights of workers who are injured in Iraq, Afghanistan or anywhere overseas while covered by the Defense Base Act.
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NATIONWIDE  Can You Handle Your Own DBA Insurance Claim?

Did you suffer injuries while working overseas as a U.S. defense contractor? If so, you probably know that the Defense Base Act (DBA) provides benefits to workers like you, just as state workers’ compensation laws cover domestic workers. In order to receive these benefits, however, you need to file a claim with a DBA insurer – just like you would need to pursue any other type of insurance claim. Also, like any other insurance claim, you can encounter many obstacles along the way, and you should never hesitate to seek help from a DBA lawyer

You Have the Right to File Your Own Claim – But Should You?

There is nothing that says you can’t file your own DBA insurance claim, as everyone has the right to do so without legal representation. That said, DBA insurance companies never make the process easy, especially when a claimant is unrepresented. Insurance companies will know this immediately, and they know how to take advantage of unrepresented claimants, even if they have valid claims. 

DBA Insurance adjusters might:

  1. Challenge the cause of your injury or illness and claim it was not work-related and should not be covered
  2. State that your benefits should be limited because of a pre-existing condition
  3. Question whether you needed all the medical treatment you received to try to avoid coverage of certain medical bills.
  4. Claim that your injuries should not have kept you out of work or that you should be able to return to work sooner than planned to avoid covering lost income.
  5. Making excessive requests for evidence and documentation to support your claim.
  6. Requiring a medical exam by a doctor chosen by the DBA insurance company and who will weigh in favor of the insurance company
  7. Make a lump-sum settlement offer that is far less than you deserve (though you might not realize it)

Communication with the DBA insurance company can be stressful and time-consuming, and this is the last thing you are equipped to deal with while you are already dealing with your injuries. Further, insurance companies assume that you do not know how the process works, so they will try to minimize your benefits or deny a valid claim altogether. The adjusters hope that you will accept inadequate benefits or will fail to appeal a denial due to unfamiliarity with the process and your rights.

Instead of taking the time and energy to pursue a DBA claim yourself – and risk facing hurdles – you should let an experienced legal team handle every step of the claim process for you. We know how DBA insurance companies work, and these insurers know that our attorneys will not back down. We can evaluate your situation and advise you how we can assist you.

Speak with a Defense Base Act Insurance Attorney Today

Contact us todayDefense Base Act Attorney David Mara. Consultations with the team at Mara Law Firm are free, so you have nothing to lose by reaching out to learn how we can help you with your claim. Contact us and start the process of standing up for the benefits you deserve under the DBA.

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    • I remember screaming at a dear friend of mine saying, “WHY WON’T THE INSURANCE COVER MY TREATMENT!” He said, “…because they know if they do it will increase your settlement.” I said, “WHAT SETTLEMENT! I JUST WANT TO GET TREATMENT! I DIDN’T ASK FOR A SETTLEMENT!” Somewhere I found out that for some insurance companies they are more concerned with protecting their money. This means you are thinking about treatment and getting better while they are thinking about money. Get someone that is on your side that will fight for you. They fought for me…and won.

      Mara Law Firm ClientSan Francisco

    • He represented myself and many old CO-workers. They were very professional & I’d recommend them to anyone. Great Lawyers for the forgotten working man.

      ScottSan Francisco

    • I would definitely recommend David and really appreciated all the hard work he contributed. David really went the extra mile to help his customers. We were very happy and satisfied with his services. Thank you David!

      Mara Law Firm ClientSan Francisco

    • Mr. Mara was a pleasure to work with. He kept me in the loop. Can’t say enough how good it feels to have someone fighting for you, giving you a voice.

      AlbertSan Francisco

    • I was blown away by the results my case got. It far exceeded my expectations. Not only do you get someone who is a great professional; but he will fight for what you deserve. I was uncertain in the beginning; now I’m a believer. Mr. Mara is also personable. Lisa his paralegal was tremendous throughout the whole process. She would keep me updated on the whole process. Don’t cheat yourself by using anyone else; you will be taken care of the right way if you choose Dave

      Jerome HarrisSan Francisco

    • Mr. Mara and his firm helped me file a claim for death benefits on behalf of my late husband. I was very pleased with his knowledge, research, and representation regarding my DBA claim for death benefits. I would absolutely recommend him and its associates to my friends, family, and others needing an attorney who specializes in employment, personal injury, and death benefits. Mr. Mara was very compassionate, timely, and responsive to my family’s needs. I can’t thank him enough.

      Sally A ChandSan Francisco

    • Dave Mara  did an outstanding job on my DBA case. Dave I personally want to thank you for guiding me in the right direction and having a successful case outcome. God bless you for all the effort you put into my DBA case. Words can’t describe how thankful I am. Thank you for helping injured over seas contractors.

      Jim Joned San Francisco

    • Mr. Mara and his staff were very professional and I would highly recommend Mr. Mara. Mr. Mara had my best interests in settling my case and I am very appreciative of all he and his staff did for me. If I ever needed help or had simple questions, Mr. Mara and his staff were always available to take my calls and help me. Highly recommend this firm!

      DebSan Francisco

    • Dave Mara  comes with a very high recommendation. He took a workmans compensation case for me and really handled it well. It was an unclear case, and a new issue that the WC most likely had never seen. He kept me up to date with the long confusing process and was very understanding and sympathetic to my plight( I was the victim of a violent crime). Dave has no big lawyer shenanigans and dramatic posing, he is a down to earth, fair , honest hard working lawyer who really does not seem like an an attorney at all. I recommend anyone in the SD area to consult with Dave it was a painless process.

      Linda DSan Francisco

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